Archive for the ‘Buy Here Pay Here’ Category

Buy Here Pay Here Financed Vehicles Columbia SC

Tuesday, December 18th, 2018
Customer and Salesman Shaking Hands

Everyone has different circumstances. We understand that here at Godwin Motors, but we also understand that a lot of people require transportation to get to work and other necessary locations. If you’re in the market for a buy here pay here financed vehicle in the Columbia SC area, consider browsing our inventory, because we understand your circumstances better than most. (more…)

Buy here, pay here car dealership near Columbia SC

Wednesday, May 30th, 2018
2016 Chevrolet Malibu exterior front white

Benefits of buying from a buy here, pay here dealership

Car shopping is never as simple as finding the car you are looking for and picking it up. Financing can be one of the most-stressful parts of the car-buying process. Godwin Motor seeks to make the car financing and car purchasing process as easy as possible. We are a buy here, pay here dealership, which gives us multiple advantages over conventional dealerships. There are many benefits of buying from a buy here, pay here dealership. (more…)

History of Buy Here Pay Here Car Financing

Tuesday, June 6th, 2017

History of Buy Here Pay Here Car Financing

Are you in the market to purchase a car? You have the money, a steady paying job, but not the credit. So you ask a friend for some advice about buying a car. According to your situation, they recommend you to purchase and finance your vehicle from a buy-here-pay-here (BHPH) car dealership, but you have no idea what that is.

BHPH is a method that car dealerships use for people who have little, no or even bad credit. It’s a one-stop shop process where the dealership is also the finance company. BHPH originated in the early 1970s during the savings and loan crisis. Unemployment was escalating and the economy was still in transition from a production based economy to a service based economy. As the prices of vehicles began to increase in relation to income, vehicles became unaffordable. In result, the start of the buy-here-pay-here dealerships were born.

So what does that mean to you? What are your possible benefits?

Godwin Motors has been a BHPH independent dealership since 1985 and is now the oldest buy-here-pay-here in Columbia, SC. Our motto since 1985 has been to provide a quality vehicle with unparalleled customer service. That means, we treat every customer like family. Godwin Motors has always gone the extra mile for their customers helping them out along the way. Our customers come into the dealership to either make payments, get oil changes or new brakes, look at new vehicles, or even rent a car for a weekend trip to a family reunion in the Lowcountry. It is not uncommon to have a client come to purchase their third vehicle, or for a second or third generation buyer to purchase their first car. Here are a list of benefits of buy-here-pay-here dealership, but especially Godwin Motors.

  • Finance approval
  • Test drive and paperwork can be done in as little as one hour
  • Payments made with Godwin Motors
  • Not a large out of town corporation
  • Godwin Motors reports to Equifax to help build client’s credit when payments are made on time.
  • Large selection of quality vehicles types:
    • Sedans
    • Coupes
    • Trucks
    • Crossovers
    • Vans and SUVs
  • Financing for bad or no credit with steady jobs and income
  • Current bankruptcy (with court approval)
  • Past bankruptcy and repossessions can be financed

history of BHPH, you should be ready to start looking for your vehicle. Godwin Motors has new inventory weekly and has a quick and easy purchasing process. So if you’re worried about your credit or that repo you may have had 5 years ago, don’t forget at Godwin Motors, We Finance You, Not Your Credit.

Adjust Payment Terms ×

We want to help you find the perfect car that fits your budget. Please adjust the options below so we can estimate the most accurate monthly payments.

Estimated Credit Score or Interest Rate

Desired Loan Term (months)

How much will you put down?

All tax, title and vehicle registration fees are additional. See dealer for complete details.